Buy US Dollars (USD) | NZD to USD Exchange Rate

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*Online rates not available in store.

Travel Money NZ is a dedicated foreign exchange specialist, helping Kiwis buy US Dollars (USD) before travelling to the United States. If you find a better published cash rate from a New Zealand competitor, our Price Beat Guarantee means we'll beat their eligible transaction price. That's competitive rates, guaranteed.

Order US Dollars online for convenient Click & Collect from your preferred Travel Money NZ store. Prefer to buy in person? You can purchase US Dollars over the counter at participating stores nationwide.

Best Place to Buy US Dollars in New Zealand

Planning a trip to the United States? Buying US Dollars before you fly means you'll arrive ready for taxis, tips, meals and everyday expenses without needing to search for an exchange counter after landing. Travel Money NZ makes it easy to get your USD sorted before departure, with online ordering available whenever it suits you and stores across New Zealand for in-person purchases.

Unlike many banks, foreign exchange is what we do. No hidden fees and no surprises at the counter. With our Price Beat Guarantee, if you find a better eligible published rate elsewhere, we'll beat it.

Where to Buy US Dollars Near Me

Searching for US Dollars near you? Travel Money NZ has stores across New Zealand, making it easy to exchange NZD to USD before your trip. Use our Store Finder to check your nearest location, opening hours and contact details before visiting.

Participating stores stock US Dollars as part of our In Stock Promise. If your pre-ordered currency isn't available when promised and a full deposit has been paid, you may be eligible for $10 NZD off your order.

Find your nearest store.

How to Buy US Dollars Online or In-Store
 

💻 Order online for Click & Collect: Place your order online, choose your preferred store and collect your USD when it's ready.

🏪 Buy in-store: Walk into a Travel Money NZ store and purchase US Dollars over the counter.

💳 Load a Travel Money Card: Prefer card over cash? You can also load USD onto a Travel Money Card before you travel.

How to order

  1. Check the live NZD to USD rate above.
  2. Enter the amount of US Dollars you want to buy.
  3. Choose Click & Collect or Travel Money Card.
  4. Complete your secure online order.
  5. Collect your USD from your selected store.
Price Beat Guarantee

Get a Better NZD to USD Rate with Our Price Beat Guarantee

Travel Money NZ offers a Price Beat Guarantee on eligible in-store USD purchases. If you find a better deal, here's how it works:
 

  1. Find a better published cash foreign exchange rate from a New Zealand competitor.
  2. Make sure the currency is available and ready for collection.
  3. Bring the written quote or published rate into a Travel Money NZ store.
  4. We'll beat the competitor's eligible transaction price.

Whether you're planning to shop in New York, explore Los Angeles, experience Las Vegas or relax in Hawaii, a stronger exchange rate means more US Dollars for your trip.

*Price Beat Guarantee applies to in-store cash purchases only. Terms and conditions apply.
 

Tavel Money USD - USA

Ready to Buy US Dollars

Planning a getaway to America? You'll need US Dollars in your wallet. Order online and collect in-store from any Travel Money NZ location to get your American currency sorted before you go.

Cash rate

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*online rates not available in store

Card rate

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Code

USD

Symbol

$

Coins

Cents - 1c, 5c, 10c, 25c, 50c

Banknotes

Dollars - $1, $5, $10, $20, $50, $100

Buy US Dollars Online for Click & Collect or In-Store

Order Online - Click & Collect - Store icon - Transparent


Skip the last-minute rush and organise your travel money before you fly. Order US Dollars online and choose Click & Collect at checkout. Your currency will be prepared for collection from your selected Travel Money NZ store, allowing you to lock in your NZD to USD exchange rate before departure.

Prefer to buy in person? Visit your nearest Travel Money NZ store and purchase US Dollars over the counter. With stores across New Zealand and our In Stock Promise, getting your travel money sorted before departure is simple and convenient.

Whether you're travelling to New York, Los Angeles, Las Vegas, Honolulu or anywhere else in the United States, arriving with local currency can make your first day significantly easier.
 

Convert US Dollars Back to NZD

Back from the United States with leftover currency? Travel Money NZ makes it easy to convert USD back into New Zealand Dollars. Whether you've got a few notes remaining or a larger amount to exchange, visit your nearest Travel Money NZ store and we'll help convert your US Dollars back into NZD.
 

Buy Back Bonus

Get a Better USD to NZD Rate with Our Buy Back Bonus

If you originally bought your US Dollars from Travel Money NZ, bring your receipt when exchanging your leftover currency and you may qualify for our Buy Back Bonus, giving you a better rate on your return exchange.

*Buy Back Bonus applies to in-store cash purchases only. Terms and conditions apply. 

Holiday Budget Calculator

We know holiday budgeting can be a snooze fest, but it's important! Just pop in your trip details, and our clever tools will mix crowd-sourced Numbeo data with our exchange rates to show you how much to bring. Easy as!

  • Destination 1


How to Save Money on Your USA Trip

  • Exchange NZD to USD before departure instead of relying on airport exchange counters.
  • Carry some cash for tips, small purchases and businesses that may not accept cards.
  • Budget for tipping, which is a common part of everyday transactions in the United States.
  • Use public transport where available, especially in cities like New York and Chicago.
  • Compare attraction prices and book popular experiences in advance.
  • Monitor exchange rates and purchase your currency when you're comfortable with the rate available.
  • Consider loading funds onto a Travel Money Card to lock in your exchange rate before travelling.
  • Keep a mix of cash and card available, particularly when visiting multiple destinations across the United States.

All about US currency

What countries use the USD Dollar currency?

When traveling to the United States, you’ll need to convert your NZD to USD, but the influence of the US Dollar extends far beyond its borders. It’s the official currency of numerous countries and territories, making it one of the most widely used currencies globally.

Countries that officially use the USD include…

Ecuador, El Salvador, Panama, Zimbabwe, East Timor (Timor-Leste), the Federated States of Micronesia, Palau, and the Marshall Islands. US territories such as Puerto Rico, Guam, American Samoa, the US Virgin Islands, and the Northern Mariana Islands also use the USD.

Additionally, countries like Cambodia and the Bahamas widely accept USD alongside their local currencies. The USD’s role as a global reserve currency ensures its significance across the world, including in nations that peg their currencies to the Dollar, such as Hong Kong, Saudi Arabia, and the UAE.

United States of America currency banknotes (US Dollars) laid out in a playful pattern with a Statue of Liberty figurine, coffee, and green plane for Travel Money Oz.

Dollar notes and coins

Like the New Zealand Dollar, the US Dollar (USD) is divided into 100 cents, but its coins and notes are steeped in unique American history. 

Coin denominations include the penny (1¢), nickel (5¢), dime (10¢), quarter (25¢), half-dollar (50¢), and dollar coin ($1). 

The notes, often called "bills," are available in $1, $5, $10, $20, $50, and $100 denominations.

Fun facts about US banknotes

Each coin and note celebrates an iconic figure or moment in US history, such as Abraham Lincoln on the penny and George Washington on the $1 bill.

The $100 bill, featuring Benjamin Franklin, is often referred to as a "Benjamin" and is a symbol of luxury worldwide.

The US dollar coin was originally based on the value and appearance of the Spanish dollar, used in Spanish America from the 16th to 19th Century.

Travel Money Trivia

  • The US Dollar is the most traded and recognised currency in the world.
  • It was officially adopted as the currency unit of the United States in 1785.
  • The early currency of the USA didn’t feature presidents as it does today. Up until the 20th Century, it showed figures from Greek and Roman mythology and composite Native Americans.
  • The largest note ever printed by the Bureau of Engraving and Printing was the $100,000 Gold Certificate, Series 1934. These notes were only used for transactions between Federal Reserve Banks and weren’t available to the general public.

FAQs About Buying and Exchanging US Dollars (USD)

  • Where can I buy US Dollars in New Zealand?

  • What currency is used in the USA?

  • What currency is used in Hawaii?

  • What is USD currency?

  • What does USD stand for?

  • Is it better to buy US Dollars in New Zealand or America?

  • Do I need cash in the USA?

  • How much should I tip in the USA?

  • What is the current NZD to USD exchange rate?

  • Can I convert leftover US Dollars back to NZD?

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