As of 23 July 2026, 1 NZD buys around 94.9 Japanese Yen — close to the strongest the NZD to JPY exchange rate has been all year. That means Kiwis heading to Japan are getting noticeably more Yen for their New Zealand Dollars right now. How good?
Heading to Japan this year? It's time to grab your Japanese Yen while the NZD to JPY rate is riding high!
As of late July, the New Zealand Dollar (NZD) to Japanese Yen (JPY) exchange rate is tracking near its strongest levels of 2026. That means when you exchange your NZD to JPY, you get more Yen in your travel fund for the important stuff… like late night ramen trips, claw machine plays, and enough Pocky sticks to last the whole trip.
What is the NZD to JPY exchange rate today?
The market rate for Japanese Yen is currently sitting around 94.9 JPY for every 1 NZD — not far off the 12-month high of roughly 95.4–95.5 JPY, and well up on the 12-month low of about 85.3–85.5 JPY seen back in October 2025.
Here's what that could mean for your travel fund:
If you exchanged $2,000 NZD, you'd walk away with somewhere around 189,800 JPY* at current levels. Back when the rate was sitting closer to its 2025/26 lows, that same $2,000 NZD would have bought you noticeably fewer Yen — so this is a genuinely good window to stock up.
That extra Yen adds up to things like:
- Several extra bowls of ramen
- An onsen visit or two
- A day's worth of Family Mart and 7-Eleven snacks
- A handful more claw machine attempts
- A round of matcha lattes for the whole travel group
Where can I exchange NZD to JPY?
You can grab all the Japanese Yen you need right here at Travel Money NZ, both in-store or online!
Pop into a Travel Money NZ store or order online for pickup in as little as one hour.
Even if your Japan trip is a little way off, you can lock in today’s rate with Rate Move Protection. If the rate improves within 7 days, we’ll give you the difference*.
Easy wins for your travel fund!
FAQ
Is now a good time to exchange NZD to JPY?
Where can I buy Japanese Yen in NZ?
What was the NZD to JPY 12-month high and low?
Disclaimer:
*It's important to note that when discussing these exchange rates, we've used the market rate, which is the perceived value between two economies, and is different from the retail rate available to travellers. Like the market rate, the retail exchange rate fluctuates every half hour, so it's vital to check with your foreign exchange consultant before swapping your currency.
*Rates and calculations using mid-market rate from Google Finance at 23 July 2026 - subject to change. The rates used in the calculations are based on market rate for consistency across historical data, not retail rates available to the public. Retail rates are subject to change, and online rates are not available in store. This blog is provided for information only and does not take into consideration your objectives, financial situation or needs. You should consider whether the information and suggestions contained in any blog entry are appropriate for you, having regard to your own objectives, financial situation and needs. While we take reasonable care in providing the blog, we give no warranties or representations that it is complete or accurate, or is appropriate for you. We are not liable for any loss caused, whether due to negligence or otherwise, arising from use of, or reliance on, the information and/or suggestions contained in this blog.
*Terms and conditions apply to Rate Move Protection, please see full disclaimers here.
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